Industry news, updates, and insights.
Perspectives on healthcare administration, benefit program trends, regulatory updates, and what they mean for members, agents, and partners.
Filtered by Category
Few Workers Are Ready for a $1,000 Medical Bill, and Many Don’t Know Supplemental Coverage Exists: What Agents Should Do
Only 28% of benefits-eligible workers feel very prepared for a $1,000 medical bill, and many don’t know their employer already offers coverage…
Nine Insurers Are Leaving ACA Marketplaces in 2027: What Agents Should Tell Affected Clients
Nine insurers have announced they will leave ACA Marketplaces for 2027, either entirely or in selected states, according to KFF’s insurer-participation tracker…
73% of Small Employers May Drop Group Health Coverage in 2027: What Agents Should Tell Their Clients
Nearly three in four small and mid-sized employers that still offer traditional group health insurance say they are considering dropping it for…
Short-Term Medical vs. Fixed Indemnity: Which to Recommend
Short-term medical (STM) is temporary, major-medical-style coverage that pays providers for covered care. Fixed indemnity pays your client a fixed cash amount…
Building a Supplemental Insurance Book of Business: The Complete Guide
Supplemental and limited benefit insurance is one of the fastest-growing segments of the health insurance market. This is being driven by rising…
How to Evaluate TPA Technology: What Agents Should Look For
The technology behind a third-party administrator isn’t a nice-to-have. It’s the infrastructure that determines how fast enrollments are processed, how accurately members…
Content Marketing for Insurance Agents: How to Attract Leads That Cost You Nothing
Every time a potential client types a question into Google: “What is short-term medical insurance?” “Do I need supplemental coverage?” “What does…
What Agents Should Know About TPA Compliance (and Why It Protects Their Book)
When evaluate a TPA partner, they typically focus on the things that affect their daily work: enrollment speed, commission accuracy, product breadth,…
Supplemental Insurance Compliance: What Agents Need to Know
Supplemental and limited benefit insurance products like fixed indemnity, critical illness, accident, hospital indemnity, and short-term medical occupy a distinct regulatory space…
Get updates from PHS
Industry insights, regulatory updates, and company news — delivered when it matters.