Give your members the value they actually joined for.
Your members need more than a card — they need real benefits. PHS helps you build a comprehensive package of health coverage, business resources, consumer savings, and member perks, all backed by full-service administration.
Association member benefits programs need more than basic coverage
Freelancers, contractors, and small business owners face challenges on every front — from healthcare access to business costs to navigating regulations. Your association can be the answer, but delivering that value at scale requires infrastructure.
A complete member value platform, not just health insurance
PHS helps you build a benefits package that goes far beyond healthcare — from insurance and wellness to small business resources, consumer savings, and advocacy partnerships. All fully administered.
Custom Benefits Portfolio
Health insurance, non-insured benefits, small business resources, consumer discounts, and advocacy partnerships — we help you assemble a package that makes membership genuinely valuable.
Full-Service Administration
Enrollment, fulfillment, billing, collections, vendor management, and carrier relations — we handle the resource-intensive operations so you can focus on growing your organization.
Member Support & Services
Real people your members can call with questions. Plus a secure 24/7 portal for ID cards, payments, plan documents, and support requests.
Growth & Retention Tools
A rich benefits package attracts new members and keeps existing ones. We help you build a value proposition that drives acquisition and reduces churn.
Reporting & Member Insights
Track member growth, benefits utilization, and feedback in easy-to-read reports. Know what's working and where to improve across every product and resource you offer.
Compliance & Ethics
Every product we administer is legally compliant and ethically responsible. Our standards protect your organization's reputation and your members' trust.
Health coverage, business resources, and everything in between
We help you build a portfolio that serves every part of your members' lives — from healthcare and wellness to the everyday costs of running a business.
Health Insurance
- Short-term health insurance (30–364 days)
- Limited benefit / fixed indemnity plans
- Critical illness coverage
- Accident & gap insurance
- Term life insurance
- AD&D coverage
- Prescription coverage
- Dental and vision care
Wellness & Savings
- Patient & medical advocacy
- Discount prescription programs
- Telemedicine appointments
- Direct-to-consumer lab services
- Reduced radiology rates
- Eye health benefits
- Pet insurance discounts
- Auto & home savings
Small Business Resources
- Small business advocacy partnerships
- Payroll processing discounts
- Shipping & logistics savings
- Office supplies & equipment
- Website development services
- Business education & webinars
- Networking & advocacy events
- Government policy representation
Real results from real partnerships
See how associations have launched, grown, and retained members through professionally administered benefit programs.
View Case Studies →From first conversation to member value, fast
We've partnered with associations for over 20 years. The process is designed to get benefits in your members' hands quickly and compliantly.
Understand Your Members
We learn about your membership base, their needs, and your growth goals. Every portfolio starts with listening.
Build Your Portfolio
We design a mix of health coverage, non-insured benefits, and business resources tailored to your members — priced competitively and compliant in every state you operate.
Launch & Enroll
Members receive welcome materials, portal access, and ID cards. Enrollment, billing, and support go live immediately.
Grow & Optimize
We track utilization, gather member feedback, and deliver reports — so you can continuously improve your offerings and retain more members.
Resources for associations
Learn how your association can build and administer member benefits programs that drive retention and growth.
See how we handle enrollment, billing, compliance, and member services end-to-end.
Telemedicine, advocacy, and wellness benefits that add value beyond health coverage.
Your members get direct access to billing help, portal support, and account management.
See who already trusts PHS to administer their benefits programs.
Better benefits. Happier members. Zero admin headaches.
Associations across the country trust PHS to build, administer, and support their member benefits — from health coverage and wellness to business resources and beyond.