Supplemental Health Insurance Products That Work Together.
Premier Health Solutions administers a comprehensive suite of supplemental health insurance products and health benefits — designed to complement each other and serve the needs of members, agents, carriers, and associations.
Explore our product suite
Each product is designed to address specific healthcare needs. For definitions and explanations of benefit types, refer to the HealthCare.gov glossary.
Short-Term Medical
Affordable short-term coverage for individuals and families between major medical plans.
Learn More →Critical Illness
Lump-sum cash benefits for serious diagnoses like cancer, heart attack, and stroke.
Learn More →Accident Insurance
Cash benefits for accidental injuries — from ER visits to fractures and beyond.
Learn More →Fixed Indemnity
Fixed cash payments for everyday medical expenses like doctor visits and prescriptions.
Learn More →Direct Primary Care
Unlimited primary care visits with no copays through a direct physician relationship.
Learn More →Value-Added Benefits
Telehealth, dental discounts, Rx savings, and advocacy services bundled for extra value.
Learn More →Other Supplemental
Vision, dental, prescription, and term life insurance from leading carriers.
Learn More →Dental
Insured dental plans and discount dental programs for preventive care, procedures, and major dental work.
Learn More →Vision
Insured vision plans and membership programs for eye exams, glasses, contacts, and LASIK discounts.
Learn More →Term Life Insurance
Guaranteed issue term life insurance — no medical exams required. Affordable protection for families.
Learn More →Disability Income
Limited benefit disability income insurance with weekly cash benefits up to $250/week.
Learn More →Rx Savings Programs
Prescription savings membership programs with discounts on brand and generic medications nationwide.
Learn More →ACA Marketplace
ACA-compliant health insurance plans with potential subsidies and essential health benefits.
Learn More →Product & enrollment FAQs
PHS administers a wide range of supplemental and health benefit products including short-term medical, critical illness, accident, fixed indemnity, dental, vision, term life, disability income, direct primary care, prescription savings, travel insurance, home warranty, and value-added benefit bundles like telehealth and advocacy services.
Major medical plans often come with high deductibles and out-of-pocket costs. Supplemental products like critical illness, accident, and fixed indemnity insurance can help cover gaps by providing cash benefits you can use for any purpose — including copays, lost wages, or everyday expenses during recovery.
Enrollment is handled through a licensed insurance agent or agency — not directly through PHS. Once you are enrolled, PHS manages the administration, billing, and member support for your plan. If you need help finding an agent, contact our team.
Product availability varies by state due to insurance regulations. Your agent can confirm which products are available in your area and help you build the right coverage package for your needs.
Ready to explore the right solution?
Whether you are an agent, carrier, association, or member — we can help you find the right fit.