Industry news, updates, and insights.
Perspectives on healthcare administration, benefit program trends, regulatory updates, and what they mean for members, agents, and partners.
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What Is Limited Benefit Insurance? (And What It Isn’t)
Limited benefit insurance is health coverage that pays a fixed, pre-set dollar amount for specific services or events, such as a set…
How to Evaluate and Select a TPA for Your Association’s Benefits Program: A 2026 RFP Guide
I’ve run a third-party administrator for years, so I’ve seen up close what makes a member benefits program work and what makes…
Fixed Indemnity vs. Hospital Indemnity vs. Critical Illness: A 2026 Side-by-Side Decision Guide
Fixed indemnity, hospital indemnity, and critical illness insurance all do the same basic thing. Each pays a cash benefit directly to the…
After the 2026 ACA Subsidy Cliff: A Mid-Year Coverage Playbook for the Uninsured and Underinsured
The enhanced premium tax credits that quietly underwrote affordable Marketplace coverage for the better part of five years expired on December 31,…
Growing Your Business Across State Lines: A Licensing and Compliance Playbook
At some point, every successful insurance agent hits the ceiling of their home state market. The referral network is tapped out. The…
Building a Supplemental Insurance Book of Business: The Complete Guide
Supplemental and limited benefit insurance is one of the fastest-growing segments of the health insurance market. This is being driven by rising…
How to Evaluate TPA Technology: What Agents Should Look For
The technology behind a third-party administrator isn’t a nice-to-have. It’s the infrastructure that determines how fast enrollments are processed, how accurately members…
The Role of Data Analytics in Supplemental Insurance Administration
The supplemental insurance industry generates enormous amounts of data. Every enrollment, payment, claim, cancellation, and reinstatement creates a data point. But for…
What Reporting Should Your TPA Provide? An Agent’s Checklist
Ask most insurance agents what reporting they get from their TPA, and you’ll hear some version of: “I get a commission statement.”…
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