Third-Party Administrator
Supplemental Benefits Explained: A Guide for Associations
Associations exist to create value for their members. Advocacy, networking, education, member-only discounts and industry representation are the traditional pillars. But increasingly,…
The Hidden Costs of Carrier Self-Distribution
On paper, self-distribution looks efficient. The carrier controls the entire value chain: product design, distribution, enrollment, billing, and member service. No intermediaries…
How to Increase Client Retention as a Health Insurance Agent
Every independent health insurance agent understands that acquiring a new client costs money. What fewer agents internalize is that losing a client…
How to Position Direct Primary Care to Your Clients
Direct Primary Care (DPC) is one of the most talked-about models in healthcare right now—and one of the least understood by the…
Insurance Agent Compliance: What You Need to Know in 2026
Compliance is not the most exciting topic in insurance sales. But it is arguably the most important. A single compliance violation can…
Grow Your Insurance Agency with a TPA Partner
The fastest way for an independent insurance agent or agency to grow is to partner with a TPA that expands your product…
2026 Health Benefits Trends: What Agents, Carriers, and Associations Need to Know
Seven trends are shaping the health benefits landscape in 2026: rising employer healthcare costs driving demand for supplemental products, accelerating growth in…
How TPAs and Insurance Carriers Work Together
A third-party administrator (TPA) and an insurance carrier work together through a division of responsibilities: the carrier creates insurance products, sets premiums,…
Short-Term Medical Insurance: Pros, Cons, and Real Scenarios
Short-term medical insurance, also known as Short-Term Limited Duration Insurance (STLDI), offers lower premiums, faster enrollment, and flexible coverage terms—but it doesn’t…
How to Sell Short-Term Medical Insurance as an Independent Agent
To sell short-term medical insurance, also known as Short-Term Limited Duration Insurance (STLDI) effectively, independent agents need to identify the right client…