Third-Party Administrator
Billing Transparency and Consumer Protection: A TPA’s Responsibility
Billing is where the member’s experience of their benefit plan becomes tangible. The enrollment process is a one-time event. Claims and coverage…
State-by-State TPA Regulation: Why It Matters That Your TPA Is Registered Everywhere
There is no single federal standard for how s are regulated in the United States. Instead, TPA oversight is a patchwork of…
Data Security and HIPAA in the Limited Benefit Space
Every time a member enrolls in a benefit plan, submits a payment, logs into a member portal, or calls to ask a…
Why Every Working American Should Consider Accident Insurance
Accidents don’t send advance notice. A fall on a job site. A car collision on the commute. A sports injury on the…
Short-Term Medical Insurance: Bridge Coverage for Life’s Transitions
Life doesn’t always align with open enrollment. Job loss can happen mid-year. Coverage may end when aging off a parent’s plan. Starting…
Hospital Indemnity Insurance: Filling the Gap Your Health Plan Leaves Behind
A hospital stay is one of the most expensive events in American healthcare. The average cost of a single hospital admission exceeds…
How to Choose the Right Insurance Products to Sell as an Independent Agent
One of the first and most consequential decisions an independent insurance agent makes is deciding which products to sell. Get this right…
Fixed Indemnity Health Insurance: What It Is and Who It’s For
If you’ve ever looked at a medical bill and wondered why your health insurance didn’t cover more, you’re not alone. Even people…
How to Build the Right Supplemental Benefits Package
Each product does something specific and does it well. Fixed indemnity covers everyday medical costs. Critical illness provides a lump sum during…
Why Agents Who Sell Through a TPA Outperform Agents Who Go It Alone
I’ve spent my career watching insurance agents build their businesses, and the pattern is always the same. An agent starts selling supplemental…