Third-Party Administrator
How Short-Term Medical Insurance Works: A Complete Guide
Short-term medical (STM) insurance provides temporary health coverage for individuals in coverage gaps—typically lasting 1 to 36 months depending on the state.…
Do I Need Supplemental Insurance? How to Know If Extra Coverage Is Worth It
You likely need supplemental insurance if your major medical plan has a high deductible, if you’d struggle to cover $2,000–$5,000 in unexpected medical expenses, or if…
How Associations Can Add Health Benefits Without Building an Insurance Operation
Trade associations and professional organizations can offer access to health and supplemental benefits to their members by partnering with a third-party administrator…
Understanding Your Health Insurance Billing Statement
The charges on your bank or credit card statement from a health benefits company represent premiums for your health or supplemental insurance…
How to Verify Your Health Benefits Administrator Is Legitimate
To verify that a health benefits administrator is legitimate, check their registration with your state’s Department of Insurance, confirm their physical business…
Choosing the Right TPA Partner: What Insurance Agents Should Look For
The right TPA partner for an independent agent isn’t the one with the highest commission rate—it’s the one that makes your business more productive, more…
PHS vs. Traditional TPAs: What Makes Premier Health Solutions Different
Premier Health Solutions differentiates from traditional TPAs in five areas: a technology-first agent platform (Nexus), transparent billing with clear member-facing descriptors, agent-centric…
TPA vs. In-House Benefits Administration: Which Is Right for Your Organization?
For most carriers and associations, outsourcing to a TPA delivers lower costs, faster time to market, stronger multi-state compliance, and better scalability…
The Agent’s Checklist for Switching TPAs
To switch TPAs without disrupting your book of business, you need to document your current pain points, define your non-negotiables, evaluate new…
What Is a TPA? The Complete Guide to Third-Party Administrators
TPA stands for third-party administrator. A TPA is a company that handles the operational and administrative functions of health and supplemental benefit…