Education
Educational content explaining health insurance concepts, plan types, and industry terminology. Guides for agents, association leaders, carriers, and members navigating the benefits landscape.
After the 2026 ACA Subsidy Cliff: A Mid-Year Coverage Playbook for the Uninsured and Underinsured
The enhanced premium tax credits that quietly underwrote affordable Marketplace coverage for the better part of five years expired on December 31,…
Building a Supplemental Insurance Book of Business: The Complete Guide
Supplemental and limited benefit insurance is one of the fastest-growing segments of the health insurance market. This is being driven by rising…
Content Marketing for Insurance Agents: How to Attract Leads That Cost You Nothing
Every time a potential client types a question into Google: “What is short-term medical insurance?” “Do I need supplemental coverage?” “What does…
Enrollment Compliance: What Happens Between the Agent’s Sale and the Member’s First Bill
The moment between when an agent completes a sale and when the member sees their first billing charge is where the majority…
Fixed Indemnity vs. Hospital Indemnity: What’s the Difference and Which Do You Need?
Fixed indemnity insurance and hospital indemnity insurance are both supplemental products that pay cash benefits directly to you when a covered health…
TPA vs. FMO: Which Partner Helps You Sell More Supplemental Insurance?
If you’re an independent insurance agent building a supplemental health book, you’ve probably heard two acronyms tossed around interchangeably: TPA and FMO. But for agents evaluating distribution…
Billing Transparency and Consumer Protection: A TPA’s Responsibility
Billing is where the member’s experience of their benefit plan becomes tangible. The enrollment process is a one-time event. Claims and coverage…
State-by-State TPA Regulation: Why It Matters That Your TPA Is Registered Everywhere
There is no single federal standard for how s are regulated in the United States. Instead, TPA oversight is a patchwork of…
Critical Illness Insurance: A Financial Safety Net When It Matters Most
A cancer diagnosis, a heart attack, a stroke. These are the events nobody plans for, but everyone fears. And while major medical…
Why Every Working American Should Consider Accident Insurance
Accidents don’t send advance notice. A fall on a job site. A car collision on the commute. A sports injury on the…