Agents
Resources, strategies, and industry insights for independent health insurance agents. Topics include TPA partnerships, product sales, commission management, compliance, and agency growth.
Fixed Indemnity vs. Hospital Indemnity: What’s the Difference and Which Do You Need?
Fixed indemnity insurance and hospital indemnity insurance are both supplemental products that pay cash benefits directly to you when a covered health…
TPA vs. FMO: Which Partner Helps You Sell More Supplemental Insurance?
If you’re an independent insurance agent building a supplemental health book, you’ve probably heard two acronyms tossed around interchangeably: TPA and FMO. But for agents evaluating distribution…
Data Security and HIPAA in the Limited Benefit Space
Every time a member enrolls in a benefit plan, submits a payment, logs into a member portal, or calls to ask a…
How to Choose the Right Insurance Products to Sell as an Independent Agent
One of the first and most consequential decisions an independent insurance agent makes is deciding which products to sell. Get this right…
How to Build the Right Supplemental Benefits Package
Each product does something specific and does it well. Fixed indemnity covers everyday medical costs. Critical illness provides a lump sum during…
Why Agents Who Sell Through a TPA Outperform Agents Who Go It Alone
I’ve spent my career watching insurance agents build their businesses, and the pattern is always the same. An agent starts selling supplemental…
How to Increase Client Retention as a Health Insurance Agent
Every independent health insurance agent understands that acquiring a new client costs money. What fewer agents internalize is that losing a client…
How to Position Direct Primary Care to Your Clients
Direct Primary Care (DPC) is one of the most talked-about models in healthcare right now—and one of the least understood by the…
Insurance Agent Compliance: What You Need to Know in 2026
Compliance is not the most exciting topic in insurance sales. But it is arguably the most important. A single compliance violation can…
Grow Your Insurance Agency with a TPA Partner
The fastest way for an independent insurance agent or agency to grow is to partner with a TPA that expands your product…