Agents
Resources, strategies, and industry insights for independent health insurance agents. Topics include TPA partnerships, product sales, commission management, compliance, and agency growth.
Short-Term Medical vs. Fixed Indemnity: Which to Recommend
Short-term medical (STM) is temporary, major-medical-style coverage that pays providers for covered care. Fixed indemnity pays your client a fixed cash amount…
Building a Supplemental Insurance Book of Business: The Complete Guide
Supplemental and limited benefit insurance is one of the fastest-growing segments of the health insurance market. This is being driven by rising…
How to Evaluate TPA Technology: What Agents Should Look For
The technology behind a third-party administrator isn’t a nice-to-have. It’s the infrastructure that determines how fast enrollments are processed, how accurately members…
Content Marketing for Insurance Agents: How to Attract Leads That Cost You Nothing
Every time a potential client types a question into Google: “What is short-term medical insurance?” “Do I need supplemental coverage?” “What does…
What Agents Should Know About TPA Compliance (and Why It Protects Their Book)
When evaluate a TPA partner, they typically focus on the things that affect their daily work: enrollment speed, commission accuracy, product breadth,…
Supplemental Insurance Compliance: What Agents Need to Know
Supplemental and limited benefit insurance products like fixed indemnity, critical illness, accident, hospital indemnity, and short-term medical occupy a distinct regulatory space…
Red Flags When Choosing a TPA: What to Watch For Before You Commit
Not every third-party administrator operates the same way. Some are built on solid operational infrastructure, transparent practices, and genuine commitment to agent…
Fixed Indemnity vs. Hospital Indemnity: What’s the Difference and Which Do You Need?
Fixed indemnity insurance and hospital indemnity insurance are both supplemental products that pay cash benefits directly to you when a covered health…
TPA vs. FMO: Which Partner Helps You Sell More Supplemental Insurance?
If you’re an independent insurance agent building a supplemental health book, you’ve probably heard two acronyms tossed around interchangeably: TPA and FMO. But for agents evaluating distribution…
Data Security and HIPAA in the Limited Benefit Space
Every time a member enrolls in a benefit plan, submits a payment, logs into a member portal, or calls to ask a…