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Industry Education
Products
Direct Primary Care Explained (And Why It’s Not Insurance)
Direct primary care (DPC) is a membership for primary care: you pay your doctor a flat monthly fee for unlimited access to…
Compliance
What Are Excepted Benefits? (Fixed Indemnity, Accident, Critical Illness & More)
Excepted benefits are types of health-related coverage that federal law (HIPAA and the ACA) “excepts” from most major-medical rules, because they’re meant…
Agents
Short-Term Medical vs. Fixed Indemnity: Which to Recommend
Short-term medical (STM) is temporary, major-medical-style coverage that pays providers for covered care. Fixed indemnity pays your client a fixed cash amount…
Education
What Is a TPA? The Complete Guide to Third-Party Administrators
TPA stands for third-party administrator. A TPA is a company that handles the operational and administrative functions of health and supplemental benefit…