New Direct Primary Care product aligns with agent needs and upcoming HSA legislation
Premier Health Solutions has launched NextStep Health, a flexible, nationwide Direct Primary Care (DPC) membership that simplifies how people access healthcare. With broad state availability and affordable monthly pricing, it stands out as a strong addition to any agent’s portfolio — especially as clients increasingly look for meaningful benefits they can actually use.
“NextStep Health represents the kind of forward-looking solution today’s agents are asking for,” said Bejoe Mathew, Chief Sales Officer at PHS. “It’s high-value, service-driven, and easy to position alongside traditional health or supplemental plans. Agents want tools that add real value for their clients, and this is one of them.”
Built Around Access, Simplicity, and Support
NextStep Health delivers more than just urgent care or virtual access. Instead, it combines in-person primary care, 24/7 telemedicine, bilingual care navigation, and chronic condition management into a single, easy-to-use membership.
Highlights include:
- Unlimited primary care and urgent care visits through the Private Physician Network
- $0 virtual consults available anytime, anywhere
- A bilingual Patient Advocacy Line that schedules care and guides members through every step
- Chronic disease support for conditions like diabetes, asthma, and hypertension
- Exclusive discounts at CVS MinuteClinic and over 65,000 pharmacies
- Memberships starting at $99 per month, with two plan options: Value and Plus
Members coordinate all appointments through the Patient Advocacy Line, which creates a concierge-style experience from the first call. While NextStep Health is not insurance, it complements traditional plans effectively and also functions as a stand-alone option for everyday care. Learn more about how direct primary care fits into the benefits landscape.
“Agents know their clients want healthcare to be simpler and more transparent,” Mathew added. “As a result, this membership gives them an easy way to say yes to care.”
Positioned for Growth with Supportive Legislation
The launch of NextStep Health comes at an ideal time. Specifically, new federal legislation under the One Big Beautiful Bill Act (H.R.1) expands how Americans can use Health Savings Accounts (HSAs) and Dependent Care FSAs. Key changes taking effect in 2025 and 2026 include:
- DPC arrangements like NextStep Health will become HSA-eligible, so individuals and families can pay monthly fees using pre-tax dollars
- Telehealth will gain permanent approval without affecting HSA eligibility, effective retroactively to January 1, 2025
- Bronze and Catastrophic ACA plans will qualify for HSA use, which broadens access for more consumers
- DC-FSA limits will increase for the first time in decades, adjusting to $7,500 per household
“These regulatory shifts are incredibly positive for the market,” said Michael Krzysiak, President and Chief Financial Officer at Premier Health Solutions. “We are positioning PHS and our agents for success in a healthcare landscape that rewards access, flexibility, and transparency.”
Krzysiak also added, “This product is part of our long-term strategy to evolve with the market while maintaining our commitment to service and compliance. We want to grow with agents who are equally focused on doing right by their clients.”
A Strategic Partner for Agents Nationwide
NextStep Health is currently available across the United States, with the exception of Maryland, South Dakota, and Vermont. Because the product works well alongside other benefits, agents can easily layer it into existing client packages. Additionally, customers can confirm clinic access by entering their ZIP code. Explore how PHS supports agents or learn about the full PHS product portfolio.
“This isn’t just a product launch — it’s also part of our larger mission to be a strategic partner for agents navigating an evolving marketplace,” Mathew said. “We want our agents to feel confident that they’re backed by a team who understands both the customer and the regulations.”
