Travel Insurance
Travel insurance provides temporary healthcare coverage for members and employees while traveling domestically or internationally.
Premier Health Solutions & TME Travel Insurance
Without travel insurance, unexpected emergencies, trip cancellations or unforeseen medical expenses can result in significant financial burdens and stress. A solution to protect our members and their travel investment fits perfectly in the Premier Health Solutions product portfolio.
Premier Health Solutions and TME Travel Insurance have partnered to offer a competitive solution for members making travel plans. TME Travel Insurance plans are underwritten by A+-rated Nationwide Mutual Insurance Company.
Prepare with travel insurance trip protection coverage
The unexpected can happen, and that's why TME Travel provides comprehensive travel insurance coverage. You can book your trips and travel with confidence knowing if the unexpected happens before your trip, on your trip, or while returning home, you're protected. These plans are designed for today's traveler, where an infectious disease is covered as any other illness.
Trip Cancellation
Protection for the cost of your trip should it be canceled before departure.
Trip Interruption
Coverage if your trip is interrupted and you need to return home early.
Emergency Medical
Coverage for emergency medical expenses that occur while traveling.
Emergency Evacuation
Evacuation coverage for medical emergencies in remote or international locations.
Trip Delay
Benefits for trip delays, including eligible quarantine expenses.
Lost Baggage
Coverage for lost, stolen, or damaged baggage and personal belongings.
*Not available to residents in HI.
About Travel Insurance
Travel insurance provides coverage for trip cancellation, trip interruption, emergency medical expenses, emergency evacuation, trip delays, and lost or delayed baggage. Specific coverage and limits depend on the plan you choose.
Many domestic health insurance plans offer limited or no coverage when you travel internationally. Travel insurance fills that gap by covering emergency medical expenses, evacuation, and other travel-specific risks that your regular health plan may not address.
It is best to purchase travel insurance shortly after booking your trip. Some benefits, like pre-existing condition coverage waivers, may only be available if you buy the policy within a certain window after your initial trip deposit.
Emergency medical evacuation coverage pays for transportation to the nearest adequate medical facility or back to your home country if you experience a serious medical emergency while traveling. This can be extremely expensive without insurance, especially in remote destinations.
Yes. Trip cancellation coverage reimburses your non-refundable trip costs if you need to cancel for a covered reason, such as illness, injury, severe weather, or other qualifying events outlined in your policy.
TME Travel Insurance is Premier Health Solutions' partner for travel protection. Their plans are underwritten by Nationwide Mutual Insurance Company, an A+ rated carrier, providing reliable coverage backed by a trusted name in insurance.
Travel insurance plans through TME are available in most states. However, plans are currently not available to residents of Hawaii. Contact us for the most current availability information.
Claims can be filed online through the TME portal. You will need to provide documentation of your loss or expense, such as receipts, medical records, or airline notifications. Most claims are reviewed and processed promptly after all required documentation is received.
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