Supplemental Insurance Products — Dental, Vision & Life
Beyond our core product offerings, Premier Health Solutions maintains relationships with carriers providing specialized supplemental insurance products to meet unique member needs.
Supplemental insurance products to fill coverage gaps
Major medical doesn't always cover all your healthcare needs. Planning for your family often brings other factors into the decision making process when it comes to healthcare. The supplemental insurance landscape encompasses a wide range of products designed to fill gaps in primary coverage, as tracked by organizations like the NAIC.
Premier Health Solutions works with industry-leading carriers and benefit providers to offer supplemental plans to address the needs of your employees and members.
Flexibility and options for your members
It is rare to find an all-in-one health insurance plan that both meets your healthcare needs as well as your financial needs. Many find that adding supplemental coverage to their health insurance can help meet both objectives. Premier Health Solutions knows the value of letting the consumer have flexibility and options.
Identify the Right Fit
Help your employees and members identify which type of supplemental insurance helps to fill the gap and maximize their budget.
Works with Value-Added Benefits
Understand how each solution works with value-added benefits for ultimate savings.
Customizable Solutions
Customize an overall solution that best meets the needs of each member or employee.
Ongoing Education & Support
Receive ongoing education and customer support on how to use their benefits effectively.
Making healthcare affordable is our passion
By working with nationwide carriers to provide high-quality, affordable insurance options to your members, Premier Health Solutions provides a flexible approach to managing healthcare costs.
Full Administration
We provide comprehensive benefits, administration, and program management services. We handle the back-office tasks so you can focus on your members and growing your business.
Affordable Plans
We have created supplemental products that can be added as needed, but still maintain an affordable price.
Leading Carriers
We work closely with our carrier partners to ensure that the latest solutions to vision care, dental, insured Rx, term life insurance and more are available.
Ongoing Research
Premier Health Solutions goes the extra mile by researching and working with the leading carriers in the industry to ensure access to stable and thoughtful solutions.
About Supplemental Insurance Products
Supplemental insurance products are additional coverage options designed to fill gaps in traditional health insurance. They can include prescription coverage, vision insurance, dental insurance, and term life insurance — each providing targeted benefits for specific healthcare needs.
Many health insurance plans have gaps in coverage, high deductibles, or limited benefits for services like dental, vision, or prescriptions. Supplemental products help fill those gaps and reduce your overall out-of-pocket costs.
We administer several supplemental products including insured prescription coverage, vision insurance, insured dental coverage, and term life insurance. These products can be bundled together or offered individually depending on your needs.
Yes. Supplemental products are designed to work alongside other PHS-administered plans and value-added benefits. Combining products creates a more comprehensive benefits package that covers a wider range of healthcare needs.
Availability varies by product and state. Some supplemental products are offered to both individuals and groups, while others may be available only through employer or association plans. Contact us for specific eligibility details.
Supplemental insurance plans are insured products underwritten by carrier partners that pay specific benefits for covered services. Value-added benefits are non-insurance discount and service programs that provide savings on healthcare services. Both work together to create a comprehensive benefits package.
Enrollment in supplemental products is typically handled through your insurance agent or employer. Contact Premier Health Solutions or your agent to learn about available options and start the enrollment process.
Explore more products we administer
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Partner with PHS as an independent agent. Competitive commissions, full back-office support, and A-rated carrier products.
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At Premier Health Solutions, we simply do things the right way — for our customers and your members.