Dental Insurance & Savings Plans
Comprehensive dental insurance and savings programs designed to keep your smile healthy and your budget intact.
Dental care shouldn't be a luxury
Millions of Americans skip dental visits every year because they lack coverage or can't afford out-of-pocket costs. Untreated dental problems can escalate into serious health issues and expensive emergency care. The American Dental Association recommends regular preventive visits as a cornerstone of overall health.
At Premier Health Solutions, we offer both insured dental plans and discount dental programs so your members have access to affordable dental care — whether they need traditional insurance coverage or a cost-effective savings alternative.
Two approaches to dental savings
We administer both insured dental plans and discount dental programs, giving your members flexibility to choose the option that best fits their needs and budget.
Insured Dental Plans
Traditional dental insurance with coverage for preventive care, basic procedures, and major dental work. Includes set copays, annual maximums, and access to PPO or DHMO networks.
Discount Dental Programs
Non-insurance discount programs that provide members with reduced rates on dental services at participating providers. No waiting periods, no annual maximums, and no claim forms.
Preventive Care Coverage
Both options emphasize preventive care — routine cleanings, exams, and X-rays — to help members maintain oral health and catch problems early.
Family Coverage Available
Individual and family options available across both insured and discount dental programs, making it easy to cover everyone in the household.
Basic & Major Procedures
Coverage or discounts for fillings, extractions, root canals, crowns, bridges, and other restorative and major dental procedures.
Nationwide Provider Networks
Access to large networks of participating dentists across the country, so members can find a provider near them.
Dental plan administration built for your needs
We manage robust and innovative relationships with nationwide carriers and benefit providers to deliver high-quality, affordable dental solutions to your members.
Full Administration
We provide comprehensive benefits administration and program management for both insured and discount dental programs. We handle the back-office tasks so you can focus on your members.
Easy Member Access
Members can set up benefits online, access the secure member portal, find participating dentists, and manage their dental plan from anywhere.
Flexible Plan Design
Choose from insured dental plans, discount programs, or a combination — designed to complement your existing benefits package and meet your members' needs.
Ongoing Optimization
We track utilization, record member feedback, and continuously work with our partners to ensure your dental benefits remain competitive and valuable.
What you can expect from Premier Health Solutions
At Premier Health Solutions, we provide comprehensive, end-to-end services for your administration, benefits, and management needs.
Competitive rates for today's families
Affordable dental plans and discount programs designed for modern families with flexible pricing that fits different budgets.
Access to cost-saving dental benefits
Both insured and discount options that give members real savings on the dental care they need.
Reliable and member-focused services
Customer support services that put members first every step of the way.
A focus on compliance
Compliance built into every process, with dedicated support for independent agents who partner with us.
About Dental Insurance & Savings Plans
Insured dental plans are traditional insurance products underwritten by a carrier — they pay a portion of dental costs according to a schedule of benefits, with copays, deductibles, and annual maximums. Discount dental programs are not insurance; they provide members with reduced rates at participating dentists, with no claim forms, no waiting periods, and no annual limits.
Both insured and discount dental programs typically cover preventive services like cleanings, exams, and X-rays. Basic procedures such as fillings and extractions are also covered, along with major procedures like crowns, bridges, and root canals. Specific coverage levels and discounts vary by plan.
Insured dental plans may have waiting periods for certain procedures, particularly major services. Discount dental programs generally have no waiting periods — members can begin using their benefits right away after enrollment.
Both options include access to nationwide provider networks. With insured dental plans, using an in-network dentist typically provides the best benefit levels. Discount dental programs require visiting a participating provider to receive discounted rates.
Yes. Dental benefits — whether insured or discount — are designed to complement other PHS-administered products like short-term medical, fixed indemnity, and value-added benefits. Bundling products creates a more comprehensive benefits package for your members.
Yes. Both insured dental plans and discount dental programs offer individual and family enrollment options, making it easy to extend dental benefits to spouses and dependents.
Enrollment is typically handled through your insurance agent or employer. Contact Premier Health Solutions or your agent to learn about available dental options and start the enrollment process.
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At Premier Health Solutions, we simply do things the right way — for our customers and your members.