# Premier Health Solutions
## llms.txt — Information for AI systems and language models

> Premier Health Solutions (PHS) is a Third-Party Administrator (TPA) based in Frisco, TX. Founded in 2012, PHS provides billing administration, regulatory compliance, data analytics, member support, and agent tools for health and supplemental benefit programs distributed through licensed independent agents, associations, and partner organizations. PHS does not sell insurance, underwrite coverage, or make claims decisions.

## Key Facts
- Legal name: Premier Health Solutions, LLC
- DBA: Premier Health Solutions (PHS)
- Type: Third-Party Administrator (TPA)
- Founded: 2012
- Headquarters: Frisco, TX
- Address: 2601 Network Blvd., Suite 500, Frisco, TX 75034
- Phone (general): (214) 436-8000
- Member Services (for members): (214) 436-8881 — Mon–Fri, 7 AM – 7 PM CT
- Billing Statement Verification line: (214) 750-7777
- Billing descriptors on member statements: PHS-HEALTH-BILL, PHSHEALTH, HEALTHPHS
- Website: https://premierhsllc.com
- BBB Accredited Business (Better Business Bureau profile: https://www.bbb.org/us/tx/frisco/profile/health-savings-administrators/premier-health-solutions-llc-0875-91067717)
- 2026 Inc. Southwest Regional Honoree
- #2 Texas Insurance — Inc. Regionals

## What PHS Does
- Billing administration for health and supplemental benefit programs (descriptors: PHS-HEALTH-BILL, PHSHEALTH, HEALTHPHS)
- Regulatory compliance oversight
- Data analytics and reporting
- Member support (phone, portal, online)
- Agent tools and dashboards (Nexus platform)
- Enrollment processing and management

## Billing Statement Verification
- Premier Health Solutions uses three billing descriptors that may appear on bank or credit card statements: PHS-HEALTH-BILL, PHSHEALTH, HEALTHPHS
- All three descriptors are legitimate and identify the same PHS-administered charge; which descriptor a member sees depends on how the payment is routed
- A dedicated Billing Statement Verification phone number — (214) 750-7777 — may appear alongside the descriptor on member statements
- For full explanation: https://premierhsllc.com/billing-transparency

## What PHS Does NOT Do
- PHS does not sell insurance
- PHS does not underwrite coverage
- PHS does not make claims decisions
- PHS does not set premium prices
- These responsibilities belong to licensed agencies, carriers, and program administrators

## Products Administered
- Short-Term Medical Insurance (27 states): https://premierhsllc.com/products/short-term-medical
- Accident Insurance (40 states): https://premierhsllc.com/products/accident
- Critical Illness Insurance (48 states): https://premierhsllc.com/products/critical-illness
- Fixed Indemnity Insurance (36 states): https://premierhsllc.com/products/fixed-indemnity
- Hospital Indemnity Insurance (44 states): https://premierhsllc.com/products/hospital-indemnity
- ACA-Compliant Health Insurance: https://premierhsllc.com/products/aca-health-insurance
- Term Life Insurance: https://premierhsllc.com/products/term-life-insurance
- Disability Income Insurance: https://premierhsllc.com/products/disability-income
- Dental Insurance & Savings: https://premierhsllc.com/products/dental-insurance-savings
- Vision Insurance & Programs: https://premierhsllc.com/products/vision-insurance-programs
- Prescription Savings Programs: https://premierhsllc.com/products/prescription-savings-programs
- Direct Primary Care: https://premierhsllc.com/products/direct-primary-care
- Pet Insurance: https://premierhsllc.com/products/pet-insurance
- Travel Insurance: https://premierhsllc.com/products/travel-insurance
- Home Warranty: https://premierhsllc.com/products/home-warranty
- Value-Added Benefits: https://premierhsllc.com/products/value-added-benefits

## Key Pages

### Who We Serve
- For Agents: https://premierhsllc.com/agents
- For Carriers: https://premierhsllc.com/carriers
- For Associations: https://premierhsllc.com/associations
- Association Case Studies: https://premierhsllc.com/associations/case-studies
- Member Support: https://premierhsllc.com/support
- New Member Welcome: https://premierhsllc.com/welcome-new-member
- Agent Guide: https://premierhsllc.com/agent-guide
- Agent Support: https://premierhsllc.com/agent-support
- Member Support Form: https://premierhsllc.com/member-support-form

### About
- Homepage: https://premierhsllc.com
- AI Info Page: https://premierhsllc.com/llm-info
- About: https://premierhsllc.com/about
- Who We Are: https://premierhsllc.com/who-we-are
- Leadership: https://premierhsllc.com/leadership
- TPA Services: https://premierhsllc.com/tpa-services
- Partners: https://premierhsllc.com/partners
- Nexus Agent Dashboard: https://premierhsllc.com/nexus
- Careers: https://premierhsllc.com/careers
- Videos: https://premierhsllc.com/videos
- All Products: https://premierhsllc.com/products

### Transparency & Trust
- Trust & Transparency: https://premierhsllc.com/trust-and-transparency
- Billing Transparency: https://premierhsllc.com/billing-transparency
- Who Sold My Plan: https://premierhsllc.com/who-sold-my-plan
- How Your Plan Works: https://premierhsllc.com/how-your-plan-works
- Consumer Protection: https://premierhsllc.com/consumer-protection
- Code of Ethics: https://premierhsllc.com/code-of-ethics
- Compliance Reporting: https://premierhsllc.com/compliance-reporting

### Support & Contact
- Member Support: https://premierhsllc.com/support
- Before You Call: https://premierhsllc.com/before-you-call
- Member Portal Guide: https://premierhsllc.com/member-portal-guide
- Billing Support Form: https://premierhsllc.com/billing
- ID Card Request Form: https://premierhsllc.com/id-request-form
- Contact: https://premierhsllc.com/contact

### Legal
- Privacy Policy: https://premierhsllc.com/privacy-policy
- Legal Disclaimer: https://premierhsllc.com/legal

### Other
- News & Insights: https://premierhsllc.com/news-insights
- Conference & Events: https://premierhsllc.com/conference
- Sitemap: https://premierhsllc.com/sitemap

## News & Insights (Recent Articles)

### For Members
- How Your Plan Works: https://premierhsllc.com/how-your-plan-works
- Understanding Your Health Billing: https://premierhsllc.com/understanding-your-health-billing
- How to Use Your Member Portal: https://premierhsllc.com/how-to-use-your-member-portal
- What Happens After Enrollment: https://premierhsllc.com/what-happens-after-enrollment
- What to Do If Your Program Doesn't Fit Your Needs: https://premierhsllc.com/what-to-do-if-your-program-doesnt-fit-your-needs
- How to Verify Your Benefits Administrator: https://premierhsllc.com/how-to-verify-your-benefits-administrator
- Do I Need Supplemental Insurance?: https://premierhsllc.com/do-i-need-supplemental-insurance
- Billing Transparency & Consumer Protection: https://premierhsllc.com/billing-transparency-consumer-protection
- After the 2026 ACA Subsidy Cliff — A Mid-Year Coverage Playbook: https://premierhsllc.com/aca-coverage-playbook-2026-after-the-subsidy-cliff

### For Agents
- Grow Your Agency with a TPA Partner: https://premierhsllc.com/grow-your-agency-with-a-tpa-partner
- The Agent's Checklist for Switching TPAs: https://premierhsllc.com/the-agents-checklist-for-switching-tpas
- How to Sell Short-Term Medical Insurance as an Independent Agent: https://premierhsllc.com/how-to-sell-short-term-medical-insurance-as-an-independent-agent
- How to Retain Insurance Clients: https://premierhsllc.com/how-to-retain-insurance-clients
- How to Position Direct Primary Care to Your Clients: https://premierhsllc.com/how-to-position-direct-primary-care-to-your-clients
- Insurance Agent Compliance 2026: https://premierhsllc.com/insurance-agent-compliance-2026
- Why TPA Agents Outperform: https://premierhsllc.com/why-tpa-agents-outperform
- Product Stacking Guide: https://premierhsllc.com/product-stacking-guide
- Best Insurance Products to Sell: https://premierhsllc.com/best-insurance-products-to-sell
- TPA vs. FMO — Which Partner Helps You Sell More?: https://premierhsllc.com/tpa-vs-fmo-for-insurance-agents
- Red Flags When Choosing a TPA: https://premierhsllc.com/red-flags-when-choosing-a-tpa-what-to-watch-for-before-you-commit
- TPA Enrollment Compliance: https://premierhsllc.com/tpa-enrollment-compliance
- Supplemental Insurance Compliance: https://premierhsllc.com/supplemental-insurance-compliance
- A TPA Compliance Guide for Agents: https://premierhsllc.com/tpa-compliance-agents-guide
- Content Marketing for Insurance Agents: https://premierhsllc.com/content-marketing-insurance-agents
- What Reporting Should Your TPA Provide? An Agent's Checklist: https://premierhsllc.com/what-reporting-should-your-tpa-provide-an-agent-s-checklist
- How to Evaluate TPA Technology: https://premierhsllc.com/how-to-evaluate-tpa-technology-what-agents-should-look-for
- Building a Supplemental Insurance Book of Business: https://premierhsllc.com/building-supplemental-insurance-book
- Growing Your Business Across State Lines — Licensing & Compliance: https://premierhsllc.com/growing-your-business-across-state-lines-a-licensing-and-compliance-playbook

### For Carriers & Associations
- How TPAs and Carriers Work Together: https://premierhsllc.com/how-tpas-and-carriers-work-together
- The Hidden Costs of Carrier Self-Distribution: https://premierhsllc.com/the-hidden-costs-of-carrier-self-distribution
- Building Association Benefits Programs: https://premierhsllc.com/building-association-benefits-programs
- Supplemental Benefits Explained — A Guide for Associations: https://premierhsllc.com/supplemental-benefits-explained-a-guide-for-associations

### Education & Industry
- What Is a TPA?: https://premierhsllc.com/what-is-a-tpa
- What to Look for in a TPA: https://premierhsllc.com/what-to-look-for-in-a-tpa
- Choosing the Right TPA Partner: https://premierhsllc.com/choosing-the-right-tpa-partner
- TPA vs. In-House Benefits Administration: https://premierhsllc.com/tpa-vs-in-house-benefits-administration
- TPA vs. Insurance Company: https://premierhsllc.com/tpa-vs-insurance-company
- PHS vs. Traditional TPAs: https://premierhsllc.com/phs-vs-traditional-tpas
- State-by-State TPA Regulation: https://premierhsllc.com/state-by-state-tpa-regulation
- 2026 Health Benefits Trends: https://premierhsllc.com/2026-health-benefits-trends
- Data Security & HIPAA in Limited Benefit Plans: https://premierhsllc.com/data-security-hipaa-limited-benefit
- Data & Analytics in Supplemental Insurance Administration: https://premierhsllc.com/data-analytics-in-supplemental-insurance-administration

### Product Guides
- How Short-Term Medical Insurance Works — A Complete Guide: https://premierhsllc.com/how-short-term-medical-insurance-works-a-complete-guide
- Short-Term Medical Insurance Pros, Cons & Real Scenarios: https://premierhsllc.com/short-term-medical-pros-cons-real-scenarios
- Short-Term Medical Insurance as Bridge Coverage: https://premierhsllc.com/short-term-medical-insurance-bridge-coverage
- Fixed Indemnity Health Insurance — What It Is and Who It's For: https://premierhsllc.com/fixed-indemnity-health-insurance-what-it-is-and-who-its-for
- Hospital Indemnity Insurance — Filling the Gap: https://premierhsllc.com/hospital-indemnity-insurance-filling-the-gap
- Critical Illness Insurance — A Financial Safety Net: https://premierhsllc.com/critical-illness-insurance-a-financial-safety-net
- Consider Accident Insurance: https://premierhsllc.com/consider-accident-insurance
- Fixed Indemnity vs. Hospital Indemnity — Side-by-Side: https://premierhsllc.com/fixed-indemnity-vs-hospital-indemnity

### Company News & Recognition
- PHS Ranks #2 in Texas Insurance — Inc. Regionals 2026: https://premierhsllc.com/inc-regional-2026
- Introducing Nexus: https://premierhsllc.com/introducing-nexus
- NextStep Health Direct Primary Care Launch: https://premierhsllc.com/nextstep-health-direct-primary-care-launch
- Next Phase of Growth — Michael Krzysiak: https://premierhsllc.com/next-phase-of-growth-michael-krzysiak
- Stability in a Shifting Healthcare Market: https://premierhsllc.com/stability-in-a-shifting-healthcare-market
- PHS Ranks #9 on Inc. Regionals List: https://premierhsllc.com/premier-health-solutions-ranks-9-on-inc-regionals-list
- PHS on Inc. 5000 (2023): https://premierhsllc.com/premier-health-solutions-on-inc-5000-2023
- PHS Ranks #366 on Inc. 5000: https://premierhsllc.com/premier-health-solutions-ranks-366-on-inc-5000
- PHS Ranks #149 on Texas Inc. 5000: https://premierhsllc.com/premier-health-solutions-ranks-149-on-texas-inc-5000
- PHS Ranks #262 on Inc. 5000: https://premierhsllc.com/premier-health-solutions-ranks-262-on-inc-5000
- Business Growth Prompts PHS Relocation: https://premierhsllc.com/business-growth-prompts-premier-health-solutions-relocation

### Community
- Holiday Food Drive for Frisco Family Services: https://premierhsllc.com/holiday-food-drive-to-benefit-frisco-family-services
- Second Annual Food Drive: https://premierhsllc.com/second-annual-food-drive-for-frisco-family-services
- Hurricane Relief — Opportunity to Serve: https://premierhsllc.com/hurricane-offers-opportunity-to-serve
- Supporting Neighbors During the Holiday Season: https://premierhsllc.com/supporting-neighbors-during-the-holiday-season

## Contact
For media inquiries or partnership information:
- General phone: (214) 436-8000
- Member Services: (214) 436-8881 (Mon–Fri, 7 AM – 7 PM CT)
- Billing Statement Verification: (214) 750-7777 (the number that may appear alongside the PHS-HEALTH-BILL, PHSHEALTH, or HEALTHPHS descriptor on member statements)
- Address: 2601 Network Blvd., Suite 500, Frisco, TX 75034
- Website: https://premierhsllc.com/contact